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What is a payday loan?
A payday loan or cash advance is a small, unsecured, short-term cash loan typically backed by a future source of income, often times your next paycheck or other anticipated benefit. These loans should only be used when truly needed, such as in emergency financial situations. They are not a solution to long-term debt problems. Be sure you understand the risks of short-term cash loans and please borrow responsibly. If you are facing long-term financial difficulty, please consider credit counseling, education or other debt-management assistance such as nonprofit financial counseling services in your community.
How does Creditnavigator.blogspot.com loan matching service work?
Creditnavigator.blogspot.com is not a lender and does not make credit decisions. It simply connects interested consumers with independent, third party lenders based on the information provided. Begin by completing our simple form. Once submitted, Creditnavigator.blogspot.com will try to connect you with an interested third party lender. Every third party lender has their own terms and conditions for payday loans (i.e., fees, repayment terms, renewal policies, APRs, etc.), and each makes approval decisions separately. If matched with an third party lender, be sure to fully understand the lender’s terms and conditions before agreeing to them. If you do not understand or agree to the lender’s terms and conditions, you may refuse the loan offer. If you have any questions or concerns about your payday loan, you should contact your lender directly.
Does Creditnavigator.blogspot.com charge a fee to connect consumers with independent third party lenders?
Registering to be connected with third party lenders at Creditnavigator.blogspot.com is free! We have a material financial connection to the network of participating lenders and we receive payment for each potential customer referral. Creditnavigator.blogspot.com is not a lender or a broker, there are no fees or interest directly associated with registration. Creditnavigator.blogspot.com is a loan matching service that facilitates your request for access to participating third party lenders who may be able to meet your needs. We do not make cash advances or credit decisions. If you are approved by a lender, the rates and fees associated with your loan will vary from lender to lender.
What amount can be borrowed with a payday loan?
Typically, the amount that can be borrowed with a payday loan ranges between $100 and $1,000. Please note, however, not all lenders offer up to $1,000 and the amount offered by an interested lender may differ from the amount sought. How much you qualify for depends on numerous factors including your lender, income and employment. The fees and APR interest rates you will be charged for the loan are provided to you in a written document by the participating lender after acceptance of your application and before you are requested to digitally sign a loan agreement. You should review carefully before you are asked to sign. If a participating lender does not ultimately extend an application and loan to you, you will incur no cost whatsoever. Always print your loan documents and other paperwork for your records.
If approved for a payday loan by an independent third party lender, how quickly could I receive it?
An independent third party lender could transfer an approved payday loan to your bank account as early as the next business day. Please note, however, cash transfer times may vary depending on the lender and your individual financial institution.
What are the minimum requirements to apply for a payday loan?
Creditnavigator.blogspot.com is not a lender and does not make credit decisions. Independent lenders have their own minimum requirements which must be met to be approved for a payday loan, and one independent lender's may differ from another’s. Such minimum requirements typically include, but may not be limited to:
- 18 years of age or older
- U.S. Citizenship Valid checking or savings account with direct deposit
- Regular income of at least $1,000 per month
- Not a regular or reserve member of the Army, Navy, Marine Corps, Air Force, or Coast Guard (or a dependent thereof), serving on active duty under a call or order that does not specify a period of 30 days or fewer
What information is needed to use the services offered by Creditnavigator.blogspot.com ?
You must provide certain personal, employment and banking information to be matched with prospective independent third party lenders. Such information includes, without limitation, name, address, telephone number, email address, social security number, driver's license number, bank account information, and employment information. The information you provide must be accurate. Once submitted, independent lenders may perform a credit check or otherwise verify your social security number or other information.
Is the information I provide secure?
Creditnavigator.blogspot.com respects your privacy. Accordingly, a variety of security measures are employed to maintain the integrity of your private information. All sensitive data transmitted between your browser and Creditnavigator.blogspot.com uses 128 bit Secure Socket Layer (SSL) encryption technology. Your use of our services is strictly voluntary and is governed by our Terms & Conditions of Use and Privacy Policy.
How long does a cash advance take?
An independent third party lender could transfer an approved payday loan to your bank account as early as the next business day. Please note, however, cash transfer times may vary depending on the lender and your individual financial institution.
When must I repay my payday loan?
Creditnavigator.blogspot.com is not a lender. Each independent third party lender has their own terms and conditions for payday loans, including those concerning repayment. Only your lender can provide you with information about the date and time for repayment as specified in your loan agreement. You should contact your lender directly with any questions, comments or concerns.
Will independent third party lenders perform a credit check and what are the credit implications?
Our participating third party lenders may verify, without limitation, your social security number and driver's license number, or any other qualifying identification and review your information against national databases to determine credit worthiness, standing and/or capacity. Please note that multiple inquiries on the three national databases (Equifax, Transunion and Experian) may result in a lowered credit score. By submitting your information you agree to allow third party providers to verify your information and check your credit as described in their policies and terms.
What should I ask my lender about renewal?
Participating lenders may have their own individual renewal policies, some of which may be automatic. Be sure to inquire whether your lender automatically renews loans or requires your permission to renew the loan. Understand that extending the repayment period for a loan may result in additional interest and fees that can significantly increase that total amount you are obligated to repay. Know your state's loan renewal policies and review the lender's terms before agreeing.
What are the implications of late payments and non-payment?
Each lender has its own criteria, including, without limitation, additional fees, interest and collection costs. Be sure to inquire with your lender regarding late payments and/or non-payments, and otherwise read all of the loan terms, before you sign a loan agreement.
Is approval guaranteed?
There is no guarantee that you will be accepted by one of our participating lenders.
What if I am unable to repay my payday loan according to its terms?
If you cannot repay your payday loan according to its terms, your lender may:
- Charge you late fees
- Send your account to a collection agency
- Report your information to a consumer reporting agency (which may negatively affect your credit score)
- Offer to renew, extend or refinance your loan (which may cause you to incur additional fees, charges and interest)
Creditnavigator.blogspot.com is not a lender. Only your lender can provide you with information about your specific loan terms and the implications of non-payment of your loan. Ask your lender about its policies for non-payment.
FAQ
The world is full of abandoned places, each of which has its own history. Admit it, there is in them something special, and it's something causes us to avoid them. However, there is no limit to human curiosity, so we have prepared a selection of places to look at that scary, but interesting.
These images I found in one of the Russian websites I could not find out who the author of the photos, but they are so impressed me that I just had to share this with you
1. The island of Hashima, Japan.
Once on the island were rich deposits of coal, and there were about 5,000 miners and their families. When gasoline has replaced coal as the primary fuel source, the town was abandoned. The city is empty to this day.
2. Sanchzhi, Taiwan.
These futuristic houses were originally designed for the US military recreation, who were returning from Asia. Unfortunately, the project stopped right in front of the opening of the fund in 1980, the year, so for their intended purpose and not used.
3. The 102-year-old floating forest in Australia.
This housing steamer was doomed to rust in Homebush Bay in the days of the Second World War. Since the ship so no one touched, nature decided to take everything into their own hands - the ship turned into a floating forest.
4. Marine Maunsell forts.
These forts were built to protect the land from potential British air or sea attacks during World War II. After the end of hostilities buildings were abandoned.
5. Pripyat, Ukraine.
Pripyat was once a peaceful cozy town built specifically for workers nearby Chernobyl nuclear power plant. April 26, 1986 exploded fourth power station, the consequence of which was the release of huge amounts of radioactive substances. Residents of Pripyat were evacuated, and the city became unsuitable for living due to high levels of radiation.
6. The headquarters of the Communist Party of Bulgaria.
The seat of the Communist Party of Bulgaria looks terribly both externally and internally. This building is in the shape of a flying saucer was abandoned after the collapse of the Soviet Union. Now the building looks very ominous.
7. Park Nara Dreamland, Japan
Nara Dreamland was opened in 1961 to the year. It was closed 45 years later. Since then, in these parts roam only stalkers, despite the fact that the protection is still patrolling the park.
8. Desert Island in Florida, USA.
These funny houses were built in 1981. at Cape Romano. They served as a resting place for the millionaire Bob Lee, until it went bankrupt. Now this place is abandoned.
9. New Bedord Orpheus, USA.
New Bedord Orpheus - an abandoned theater in Massachusetts, USA. It was opened in 1912th and closed in 1959. Since the building serve primarily as shops. Now the owners are raising money for the restoration of the theater.
10. Lost City in Shicheng, China.
This incredible city flooded, frozen in time, already in 1341. Shicheng or Lion City is located in Jiangxi province in eastern China. It was discovered in 1959 during the construction of hydroelectric power.
11. Station City Hall.
City Hall - the station of the New York subway, opened in 1904, the year. Over time, the station is no longer fit the new standards, so was closed in 1945th.
12. Hotel Salto, Colombia.
Since 1928, the hotel served as a shelter for tourists who come to see the 157-meter waterfall Tequendama Falls. In the early 90's of interest to the waterfall fell sharply and the hotel had to be closed.
13. Abandoned military hospital in Bielice, Germany.
Large complex hospital was built in 1800. It was here that Adolf Hitler was recuperating after a leg injury in the Battle of the Somme.
14. The cooling tower in Belgium.
16. Psychiatric Hospital Willard, USA.
These images I found in one of the Russian websites I could not find out who the author of the photos, but they are so impressed me that I just had to share this with you
1. The island of Hashima, Japan.
Once on the island were rich deposits of coal, and there were about 5,000 miners and their families. When gasoline has replaced coal as the primary fuel source, the town was abandoned. The city is empty to this day.
2. Sanchzhi, Taiwan.
These futuristic houses were originally designed for the US military recreation, who were returning from Asia. Unfortunately, the project stopped right in front of the opening of the fund in 1980, the year, so for their intended purpose and not used.
3. The 102-year-old floating forest in Australia.
This housing steamer was doomed to rust in Homebush Bay in the days of the Second World War. Since the ship so no one touched, nature decided to take everything into their own hands - the ship turned into a floating forest.
4. Marine Maunsell forts.
These forts were built to protect the land from potential British air or sea attacks during World War II. After the end of hostilities buildings were abandoned.
5. Pripyat, Ukraine.
Pripyat was once a peaceful cozy town built specifically for workers nearby Chernobyl nuclear power plant. April 26, 1986 exploded fourth power station, the consequence of which was the release of huge amounts of radioactive substances. Residents of Pripyat were evacuated, and the city became unsuitable for living due to high levels of radiation.
6. The headquarters of the Communist Party of Bulgaria.
The seat of the Communist Party of Bulgaria looks terribly both externally and internally. This building is in the shape of a flying saucer was abandoned after the collapse of the Soviet Union. Now the building looks very ominous.
7. Park Nara Dreamland, Japan
Nara Dreamland was opened in 1961 to the year. It was closed 45 years later. Since then, in these parts roam only stalkers, despite the fact that the protection is still patrolling the park.
8. Desert Island in Florida, USA.
These funny houses were built in 1981. at Cape Romano. They served as a resting place for the millionaire Bob Lee, until it went bankrupt. Now this place is abandoned.
9. New Bedord Orpheus, USA.
New Bedord Orpheus - an abandoned theater in Massachusetts, USA. It was opened in 1912th and closed in 1959. Since the building serve primarily as shops. Now the owners are raising money for the restoration of the theater.
10. Lost City in Shicheng, China.
This incredible city flooded, frozen in time, already in 1341. Shicheng or Lion City is located in Jiangxi province in eastern China. It was discovered in 1959 during the construction of hydroelectric power.
11. Station City Hall.
City Hall - the station of the New York subway, opened in 1904, the year. Over time, the station is no longer fit the new standards, so was closed in 1945th.
12. Hotel Salto, Colombia.
Since 1928, the hotel served as a shelter for tourists who come to see the 157-meter waterfall Tequendama Falls. In the early 90's of interest to the waterfall fell sharply and the hotel had to be closed.
13. Abandoned military hospital in Bielice, Germany.
Large complex hospital was built in 1800. It was here that Adolf Hitler was recuperating after a leg injury in the Battle of the Somme.
14. The cooling tower in Belgium.
This is pictures from the tower of the old power station in Monceau-sur-Sambre, Belgium.
15. The sunken boat, Antarctica.
This eerie ghost ship - Brazilian yacht shipwrecked in Ardley Bay. Brazilians are doing a documentary, but a strong wind and the raging sea forced them to abandon ship. Since then, the boat is at rest under the water column.16. Psychiatric Hospital Willard, USA.
Hospital for chronic patients was opened in 1869 to the year. This place has a gloomy story, as more than half the 50,000 patients who have called the hospital their home died right there. This makes the hospital morgue one of the most horrible places that you can imagine. After the closure of the hospital in 1995, the majority of patients had to return to society.
17. The village of Neo Tew, Singapore.
Once a thriving village was abandoned in 2002, the year. Now this place is the training ground for the national army.
Personally, I have goosebumps flee from these places. On the one hand, I would like to go there and look at all this with my own eyes, and on the other - who knows, maybe these places are not so abandoned as they seem at first glance. Suddenly, someone else has already chosen them as their new home. And frankly, this someone I would not really like to meet you.
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